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Posted on 12-09-2016

Our Optometrists Want to Remind the Communities of Gahanna and Columbus to Use Your FSA/HSA and Vision Insurance Benefits

With the end of the year approaching, now is the time to use any money you have in FSA and HSA spending accounts. Our Gahanna and Columbus eye doctors want to remind you what vision insurance, FSA and HSA funds cover so that you can make smart end-of-year decisions and schedule an eye exam before it is too late and the appointments are all booked up. 

woman reviewing her vision insurance benefits in Columbus

What Vision Insurance Covers

Vision insurance covers basic eye health services, including an eye exam every year. Other optometry services that are covered under vision insurance include a contact lens exam and fitting or one eye exam per year. Some insurances will cover a percentage of the price for glasses and/or contact lenses. If you are unsure, you can call your vision insurance company or you can call our optometry staff at Berk Eyecare Center and we can verify if we are in network with your insurance and what it covers. 

What FSA and HSA Accounts Cover 

FSA (flexible spending accounts) and HSA (health savings accounts) allow you to save money pre-tax for use on approved medical expenses. While plans vary by what's covered, items generally approved include eyeglasses, contact lenses, and medication prescribed by our eye doctor. You may also use the HSA or FSA funds to pay for optometry services or vision therapy, if it's medically necessary. 

How to Use End of Year Health Benefits for Your Eyes 

FSA and HSA accounts expire at the end of the year. This means you lose any money you'd set aside if you fail to spend the account value to $0. As they say, use it or lose it! 

The same principle holds true for insurance benefits. At the start of 2017, your deductible resets. Thus, you must meet the deductible before your insurance will cover a greater cost of eye care services. If you've already met your deductible for 2016, you can pay less for needed optometry services if you purchase prior to 2017. 

To spend down funds in FSA/HSA accounts, why not purchase a backup pair of prescription glasses or an extra contact lens in case you lose yours? If these are medically necessary, a portion of the new glasses cost is covered by your vision insurance. You can use FSA/HSA money for the balance.

Use Your Vision Insurance Benefits and Make an Appointment with our Eye Doctors at Berk Eyecare Center in Either Our Columbus and Gahanna Optometry Office

Reserve your appointment with our Gahanna and Columbus eye doctors today online or by calling our optometry clinic. To see Columbus optometrists, call 614-866-9002. For Gahanna eye care, call 614-476-2015.

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